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TERMS AND CONDITIONS

Please read carefully the following Terms & Conditions of Use (“Terms & Conditions”) before using this website, as these Terms & Conditions describe your rights and responsibilities and the conditions under which this website can be used.

CoinOpinions, LLC (“CoinOpinions” or “we”) maintains this website (“The Site”). “The Site” refers to, and these Terms & Conditions apply to, the following website: www.CoinOpinions.

By your use, continued use, browsing or viewing of The Site, you agree to these Terms & Conditions, which govern your use of The Site. Also, by your actions to register, to take steps that cause the creation for you of an account on The Site, to access or to log onto a membership, registration, subscription or account for The Site, you agree to these Terms & Conditions. The Terms & Conditions are a binding contract between you and CoinOpinions. If you do not accept and agree with all of the Terms & Conditions without modification, you are not authorized to access or use The Site for any purpose.

Should you make a purchase, for example of a subscription, through The Site, you agree not only to these Terms & Conditions but also to the applicable subscription agreement or other sales terms of which this Site will inform you.

You must be 18 years or older to use The Site, the Publication or to obtain a Subscription.

You represent that you have read and agree to abide by these Terms & Conditions

Modifications. We reserve the right to modify the Terms & Conditions at any time without giving you prior notice. Your use, continued use, browsing or viewing of The Site following any such modification constitute(s) your agreement to follow and be bound by these Terms & Conditions, as modified. For this and other reasons, we encourage you to review the Terms & Conditions whenever you use The Site.

DISCLAIMER

SITE INFORMATION. “SITE INFORMATION” REFERS TO ALL INFORMATION ON THE SITE, INCLUDING WITHOUT LIMITATION, THE PUBLICATION, THE INDICATOR(S), THE RESULTS OF CoinOpinions’s COMPUTERIZED OPINION SYSTEM, AND ALL OTHER INFORMATION, STRATEGIES, COLUMNS, GUIDES, DOCUMENTATION, TRAINING, VIDEOS, SEMINARS, BLOGS, ARTICLES AND OTHER FEATURES OF THE SITE.

AT YOUR OWN RISK. YOUR USE OF THE SITE AND SITE INFORMATION IS ENTIRELY AT YOUR OWN RISK. ALL SITE INFORMATION (INCLUDING WITHOUT LIMITATION SUBSCRIPTIONS AND THE PUBLICATION) IS PROVIDED “AS IS,” ON AN “AS AVAILABLE” BASIS, AND WITHOUT GUARANTEES OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. SITE INFORMATION SHOULD BE USED, AT YOUR OWN SOLE RISK AND WITHOUT RELIANCE, AS A STARTING POINT FOR DOING YOUR OWN INDEPENDENT RESEARCH IN ORDER TO ALLOW YOU TO FORM YOUR OWN OPINION REGARDING INVESTMENTS. YOU ASSUME FULL RESPONSIBILTY FOR ANY AND ALL GAINS AND LOSSES, FINANCIAL, EMOTIONAL OR OTHERWISE, EXPERIENCED, REALIZED, SUFFERED OR INCURRED BY YOU.

NOT A GUARANTEE; NOT A RECOMMENDATION. COINOPINIONS.COM BELIEVES THAT THE SITE INFORMATION INCLUDES A UNIQUE SYSTEM OF CRYPTOCURRENCY ANALYSIS. ALL OF THE SITE INFORMATION IS BASED ON DATA AND SOURCED BELIEVED TO BE RELIABLE, BUT ACCURACY, TIMELINESS AND COMPLETENESS CANNOT BE GUARANTEED. THE SITE AND SITE INFORMATION IS FOR INFORMATIONAL, EDUCATIONAL AND ENTERTAINMENT PURPOSES ONLY. NOTHING ON THE SITE AND NO SITE INFORMATION IS A RECOMMENDATION, ADVICE OR SOLICITATION TO BUY, SELL OR HOLD CRYPTOCURRENCYS, SECURITIES, BONDS, FUTURES, FUNDS, OTHER INVESTMENTS, OR FINANCIAL INSTRUMENTS. YOU SHOULD NOT CONSTRUE ANY SITE INFORMATION AS LEGAL, TAX, INVESTMENT, FINANCIAL OR OTHER ADVICE. COINOPINIONS.COM, ITS OWNER(S), AND ITS REPRESENTATIVES ARE NOT MAKING ANY RECOMMENDATIONS TO BUY AND/OR TO SELL ANY CRYPTOCURRENCYS, SECURITIES, BONDS, FUTURES OR OTHER INVESTMENTS OR FINANCIAL INSTRUMENTS. COINOPINIONS.COM, ITS OWNER(S), AND ITS REPRESENTATIVES ARE NOT BROKERS OR DEALERS.

PAST, MODELED OR SIMULATED PERFOMANCE. PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. HYPOTHETICAL, MODELED OR SIMULATED PERFORMANCE RESULTS HAVE INHERENT LIMITATIONS, AND DO NOT REPRESENT ACTUAL TRADING. YOU SHOULD NOT ASSUME THAT FUTURE ACTIVITY WILL ACHIEVE THE SAME OR SIMILAR RESULTS AS OR BE INDICATED BY PAST RESULTS OR HYPOTHETICAL, MODELED OR SIMULATED PERFORMANCE RESULTS.

COINOPINIONS.COM IS NOT AN INVESTMENT ADVISER, BROKER DEALER OR SIMILAR PROFESSSIONAL. COINOPINIONS.COM, ITS OWNER(S), AND ITS REPRESENTATIVES ARE NOT AUTHORIZED, TRAINED OR PERMITTED TO PROVIDE INVESTMENT OR TRADING ADVICE OR TO SOLICIT ORDERS. THEY ARE NOT INVESTMENT ADVISORS, COMMODITY TRADING ADVISORS, BROKERS, DEALERS, BROKER DEALERS, SIMILAR ADVISORS, YOUR REPRESENTATIVES OR YOUR FIDUCIARIES. COINOPINIONS.COM, ITS OWNER(S), AND ITS REPRESENTATIVES ARE NOT RESPONSIBLE FOR ANY ACTIONS TAKEN AS A RESULT OF ANY INFORMATION, INVESTMENT OR TRADING INFORMATION OR ADVICE PROVIDED THROUGH THE SITE OR BY COINOPINIONS.COM, ITS OWNER(S) OR ITS REPRESENTATIVES, WHETHER THE COMMUNICATION IS PROVIDED THROUGH THE SITE, SITE INFORMATION, BLOG(S), EMAIL(S), TELEPHONE CALL(S) OR OTHERWISE; AND ANY SUCH INFORMATION OR ADVICE RECEIVED BY YOU SHOULD NOT BE RELIED UPON OR CONSIDERED ACCURATE FOR ANY REASON.

TRADING HAS RISKS. YOU UNDERSTAND AND AGREE THAT THERE IS A VERY HIGH DEGREE OF RISK INVOLVED IN TRADING CRYPTOCURRENCYS, SECURITIES, BONDS, FUTURES OR OTHER INVESTMENTS OR FINANCIAL INSTRUMENTS. YOU ALSO AGREE THAT THERE ARE RISKS INVOLVED IN DESIGNING, EVALUATING AND IMPLEMENTING COMPUTERIZED TRADING SYSTEMS, TRADING SYSTEMS, INVESTMENT STRATEGIES AND CRYPTOCURRENCY INVESTMENTS. YOU AGREE THAT FUTURE RESULTS MAY NOT BE PROFITABLE OR EQUAL TO PAST PERFORMANCE, REAL, INDICATED OR IMPLIED. YOU SHOULD NOT TRADE UNLESS YOU ARE WILLING TO TAKE THE CHANCE THAT YOU WILL LOSE ALL OF YOUR INVESTMENT. DEPENDING UPON THE NATURE OF THE TRADING IN WHICH YOU MAY ENGAGE, YOU COULD LOSE MORE THAN YOUR INITIAL INVESTMENT.

COINOPINIONS.COM ASSUMES NO RESPONSIBILTY FOR YOUR TRADING. COINOPINIONS.COM ASSUMES NO RESPONSIBILTIY OR LIABILITY FOR ANY TRADING IN WHICH YOU MAY CHOOSE TO ENGAGE OR FOR INVESTMENT RESULTS YOU MAY REALIZE. THE SITE AND SITE INFORMATION IS STANDARDIZED, IS NOT EXHAUSTIVE, IS NOT PERSONALIZED, IS NOT BASED UPON AND IS NOT CUSTOMIZED TO YOUR NEEDS, SITUATION, GOALS OR OBJECTIVES.

YOU ASSUME ALL RESPONSIBILITY. YOU ALONE ASSUME SOLE RESPONSIBILITY FOR ANY INVESTMENT DECISIONS YOU MAKE, WHETHER OR NOT YOU BELIEVE THEY ARE BASED, IN PART OR IN WHOLE, ON THE SITE OR SITE INFORMATION. COINOPINIONS.COM, ITS OWNER(S), EMPLOYEE(S), AGENT(S) AND REPRESENTATIVE(S) ARE NOT RESPONSIBLE FOR ANY LOSSES OR PROFITS YOU MAY INCUR, AND YOU AGREE NOT TO CLAIM OR HOLD COINOPINIONS.COM, ITS OWNER(S), EMPLOYEE(S), AGENT(S) AND REPRESENTATIVE(S), RESPONSIBLE OR LIABLE FOR ANY DAMAGES ARISING FROM ANY DECISION, LACK OF DECISION, INTERRUPTION IN OR INTERCEPTION OF SERVICE, OR OTHER ACTION YOU TAKE OR MAKE BASED, IN PART OR ON WHOLE, ON THE SITE OR SITE INFORMATION.

DISCLAIMER OF WARRANTIES. YOUR USE OF THE SITE AND SITE INFORMATION IS AT YOUR OWN RISK. THE SITE AND ALL SITE INFORMATION ARE PROVIDED “AS IS,” ON AN “AS AVAILABLE” BASIS, AND WITHOUT GUARANTEES OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. THERE MAY BE DELAYS, OMISSIONS, INTERRUPTIONS AND INACCURACIES IN THE SITE OR SITE INFORMATION, AND COINOPINIONS.COM IS NOT RESPONSIBLE FOR SUCH THINGS. COINOPINIONS.COM IS NOT RESPONSIBLE FOR THE AVAILABILITY OR CONTENT OF OTHER SITES THAT MAY BE LINKED TO THE SITE. COINOPINIONS.COM HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, TIMELINESS, COMPLETENESS, RELIABILITY, SUITABILITY, NON-INFRINGEMENT, AND CONDITION. COINOPINIONS.COM DOES NOT REPRESENT OR WARRANT THAT ACCESS TO THE SITE WILL BE UNINTERRUPTED, THAT THERE WILL BE NO FAILURES, ERRORS OR OMISSIONS OR LOSS OF TRANSMITTED INFORMATION, THAT DEFECTS WILL BE CORRECTED, THAT NO VIRUSES WILL BE TRANSMITTED ON THE SITE, OR THAT THE SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. COINOPINIONS.COM DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE SITE OR SITE INFORMATION IN TERMS OF ACCURACY, RELIABILITY, TIMELINESS, OR OTHERWISE. COINOPINIONS.COM DOES NOT WARRANT OR MAKE ANY REPRESENTATION THAT INFORMATION COMMUNICATED TO YOU WILL NOT BE LOST OR INTERCEPTED. THE SITE AND SITE INFORMATION MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND COINOPINIONS.COM MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT CoinOpinions, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THE SITE OR SITE INFORMATION. COINOPINIONS.COM MAKES NO WARRANTIES THAT YOUR USE OF THE SITE OR SITE INFORMATION WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH THINGS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL, ELECTRONIC OR WRITTEN, OBTAINED BY YOU FROM COINOPINIONS.COM THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. IF YOU ARE DISSATISFIED WITH THE SITE OR SITE INFORMATION, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE

Date of Publishing. All Site Information, whether historical in nature or forward-looking, speaks only as of the date Site Information is published on The Site and is subject to change without notice; and CoinOpinions does not undertake any obligation to update such Site Information after it is posted or to remove such Site Information if it is not, or is no longer, accurate or complete. Quoted prices of cryptocurrencys, funds, and other financial investments or instruments are not updated to the minute, rather they are subject to at least a 20 delay, depend upon market fluctuations, are based upon the latest quotes received from third-party providers, and/or may represent a price as of the last preceding day of trading, although CoinOpinions cannot guarantee the accuracy of the quoted information that is provided by third party service provider(s). Before trading, buying or selling any cryptocurrency or investment, you should consult a qualified broker or other financial professional to assess or verify pricing and other information.

Your Requirements. It shall be your own responsibility to ensure that any Subscriptions, products, services or information available through The Site meet your specific requirements.

Corrections. CoinOpinions reserves the right, but assumes no obligation, to correct any errors or omissions on The Site. Although CoinOpinions intends to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to The Site, CoinOpinions does not guarantee or warrant that The Site or materials that may be downloaded from The Site do not contain such destructive features. CoinOpinions is not liable for any damages or harm attributable to such features. You should not rely on The Site, and if you do rely on The Site, you do so solely at your own risk.

LIMITATION OF LIABILITY. IN NO EVENT SHALL COINOPINIONS.COM, ITS SUBSIDIARIES, AFFILIATES, OWNER(S), LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING FROM, ALLEGEDLY SUSTAINED ARISING OUT OF, OR DIRECTLY OR INDIRECTLY RELATED TO YOUR USE OF, THE USE OF, RELIANCE UPON, THE INABILITY TO USE OR INTERRUPTION IN USE OF ANY OF THE SITE, SITE INFORMATION, SUBSCRIPTION, PUBLICATION, OR ANY MATERIALS AND/OR SERVICES ALLEGED TO HAVE BEEN OBTAINED FROM THE SITE, OR INFORMATION AVAILABLE ON THE SITE, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, REPLACEMENT COSTS, ANTICIPATED PROFITS OR LOST BUSINESS OR LOST SALES, EVEN IF COINOPINIONS.COM OR SUCH INDIVIDUAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION APPLIES TO ALL TYPES OF CLAIMS, INCLUDING TORT, CONTRACT AND OTHER CLAIMS, AND INCLUDES CLAIMS OF NEGLIGENCE, INTENTIONAL CONDUCT, AND RELIANCE. IN NO EVENT SHALL ANY LIAIBLTY TO COINOPINIONS.COM EXCEED THE TOTAL SUBSCRIPTION FEES PAID BY YOU WITHIN SUBSCRIPTION TERM IN WHICH THE ALLEGED EVENT ALLEGEDLY GIVING RISE TO LIAIBLITY OCCURRED. SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES IN SOME CIRCUMSTANCES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO CERTAIN USERS IN PARTICULAR CIRCUMSTANCES. YOU HEREBY AGREE TO RELEASE COINOPINIONS.COM, COINOPINIONS.COM ‘S AFFILIATES AND THIRD-PARTY SERVICE PROVIDERS, AND EACH OF THEIR RESPECTIVE DIRECTORS, OWNERS, OFFICERS, EMPLOYEES, REPRESENTATIVES AND AGENTS FROM CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED. IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542, WHICH STATES, IN PART, “A GENERAL RELEASE DOES NOT EXTEND TO CLAIM WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.” WITHOUT LIMITING THE FOREGOING OR THAT WHICH APPEARS BELOW, IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING FROM, ALLEGEDLY SUSTAINED ARISING OUT OF, OR DIRECTLY OR INDIRECTLY RELATED TO ILLEGAL CONDUCT BY YOU OR TO CONDUCT BY YOU IN VIOLATION OF THESE TERMS & CONDITIONS; AND YOU AGREE TO RELEASE US FOR ALL CLAIMS ARISING FROM OR RELATED IN ANY WAY TO ANY ILLEGAL CONDUCT BY YOU OR TO CONDUCT BY YOU IN VIOLATION OF THESE TERMS & CONDITIONS; AND YOU AGREE TO INDEMNIFY AND DEFEND US AS SET FORTH BELOW.

Indemnity. You agree to indemnify and hold CoinOpinions, its owner(s), employees, representatives, affiliates, licensors, content providers, and service providers, and all of their employees, agents, officers, managers, directors, owners, shareholders, agents, and contractors (the “Indemnified Parties”) harmless from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms & Conditions by you or done at your direction or request or from any illegal conduct by you, including without limitation any use of The Site or any Content other than as expressly authorized in these Terms & Conditions. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from The Site. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under these Terms & Conditions. In such event, you shall provide us with such cooperation as is reasonably requested by us and reimburse us all defense costs, including reasonable attorneys’ fees.

Holdings. CoinOpinions, its owner(s), employees, representatives, or agents may have positions in and from time to time make purchases or sales of cryptocurrencys, securities, bonds, futures, funds, investments or financial instruments discussed or mentioned on The Site or in the Publication.

Disclaimer Page. Our Disclaimer is restated in our Disclaimer page.

PRIVACY POLICY

Our policy with respect to the collection and use of your personal information, and other related matters, is set forth in our Privacy Policy.

OTHER SITE FEATURES

Blogs. The blog(s), articles, and columns on The Site are provided for informational, educational and entertainment purposes only. Certain blog(s), articles, and columns may be available on The Site without a Subscription. All blog(s), articles, and columns are part of CoinOpinions’s business/financial publications or newsletters of general and regular circulation. They provide standardized, non-customized and non-personalized information that is not based upon your personal circumstances, needs, objectives or risk tolerances.

Training and Seminars. CoinOpinions may provide training and/or seminars through or using The Site. Such services concern the functioning of The Site or CoinOpinions’s computerized trading system. They are provided for informational, educational and entertainment purposes only. Such things are standardized, non-customized and non-personalized; they are not advice based upon your personal circumstances, needs, objectives or risk tolerances.

Top Picks. The Site may list or highlight “top picks” or a similarly named feature. Such a designation indicates only the historical success or accuracy of CoinOpinions’s trading system with respect to such cryptocurrency, fund or investment based upon a hypothetical position in it. Such a designation does not indicate a recommendation or advice by CoinOpinions, its owner(s) or representative(s) to purchase, sell or make any trade(s) with such cryptocurrency, fund or investment. CoinOpinions has not received compensation to list any cryptocurrency, fund or investment with such a designation.

Email. You acknowledge that email is not 100% reliable. There may be times when you do not receive email from CoinOpinions. You agree that any email is provided as a convenience and that the primary source of a Subscription is The Site. You agree that it is your responsibility, if you do not receive any expected email communication, to check your spam filters, folders or other materials, and to access The Site appropriately. CoinOpinions is not responsible for your failure to receive any specific email communication. 

LINKS

Links. The Site may contain links to other related World Wide Web or Internet sites or resources. These links are provided for your convenience and to provide further information. They do not signify that we endorse or have an association with the linked website. As CoinOpinions is not responsible for the availability of these outside resources, or their contents, you should direct any concerns regarding any external link to the site administrator or Webmaster for such link. Such external links and their contents have not been developed, checked for accuracy, or otherwise reviewed by CoinOpinions, and therefore, CoinOpinions is not responsible for liability, damages or losses caused by any deficiencies, inaccuracies, delays, untimeliness, or inability to access that may arise with such things.

No Linking Without Prior Permission. You may not create a link to The Site from another website or document without our prior written consent.

TERMINATION AND SUSPENSION

Access to The Site and/or a Subscription may be terminated at any time, and without cause, by CoinOpinions upon notification by telephone, e-mail or other means to the last provided contact information we received from you. A violation of these Terms & Conditions shall constitute cause for immediate termination without refund. CoinOpinions may, in its sole discretion, terminate or suspend your Subscriber’s access to all of part of the Publication or The Site for any reason, including, without limitation, breach of a subscriber agreement, breach of these Terms & Conditions, or attempted assignment of the Subscription or the subscriber agreement.

You acknowledge and agree that we may, in our sole discretion, deny you access, through The Site, to third party services, merchandise, materials or information on the Internet, and we shall have no responsibility to notify any third-party providers of services, merchandise or information nor any responsibility for any consequences resulting from lack of notification.

 

MISCELLANEOUS

Laws and Venue. We control and operate The Site from our offices in the United States of America. We do not represent that materials on The Site are appropriate or available for use in other locations. Persons who choose to access The Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable. The Terms & Conditions and the relationship between you and us shall be governed by the laws of the State of Illinois, without regard to its conflict of law provisions. You and we agree that any cause of action that may arise under these Terms & Conditions shall be commenced and be heard in the appropriate court in the State of Illinois. You and we each agree to submit to the exclusive personal jurisdiction and venue of the courts located within the State of Illinois and waive any defenses to the assertion of jurisdiction by or venue in these courts. To the extent allowed by law, you agree that the jurisdiction for any cause of action that may arise under the Terms & Conditions or that may relate to The Site shall be an appropriate court, federal or state, in Illinois.

Non-waiver. Any failure or delay by us to exercise or enforce any right or provision of the Terms & Conditions shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms & Conditions or of any breach thereof must be in a writing signed by the waiving party and shall not be construed to be a waiver of any other provision or any subsequent breach of these Terms & Conditions. If any provision of the Terms & Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms & Conditions remain in full force and effect.

Claims. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of The Site or the Terms & Conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Over 18. The Site is not directed towards children, minors or anyone under the age of 18.

Force Majeure. CoinOpinions shall not be liable to you for any actions or failures if such things result, directly or indirectly, from an act of God, fire, flood, tornado, Internet outage, worm or virus, explosion, strike, embargo, terrorism, war, civil disturbance, act of any public enemy, act of any government, de jure or de facto, or agency or official thereof, labor shortage, transportation contingencies, usually severe weather, condition causing a declared state of emergency, default of manufacturer or a supplier or a third party provider, quarantine restrictions, epidemic or catastrophe, or lack of timely instructions or essential information from you.

Copyright Agent. We respect the intellectual property rights of others, and require that the people who use The Site do the same. If you believe that your work has been copied on The Site or by us in a way that constitutes copyright infringement, please forward the following information to the Copyright Agent named below: your address, telephone number, and e-mail address; a description of the copyrighted work that you claim has been infringed; a description of where the alleged infringing material is located; a statement by you that you have a good faith belief that the disputed use is not authorized by you, the copyright owner, its agent, or the law; an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; and a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Contact information for other matters may be provided elsewhere on this site. We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, be aware that there may be penalties for false claims.